In our experience, investments are the most misunderstood and vast sector of the financial planning world. The noise of information on different types of investment opportunities that can be bought or sold, taxed or untaxed, instant access or fixed term often leads to confusion, which in itself leads to poor decision making and potential underperformance or loss of money.
At MAC Financial, the strategy is simple – all clients require a Short, Medium and Long term strategy to their Investment planning. So, the products available are selected based on the individual client requirement. If it doesn’t fit their strategy then the investment is not used.
When making formal recommendations will take into consideration, taxation, flexibility, investment control (fund selection), risk profile, term and potential return. Whilst we can access and advise on all areas of investment planning, the most common are as follows:
When providing investment advice, the clients ‘Risk Profile’ is a primary factor in choosing not only the type of investment product, but the portfolio of funds within it and where it fits into our client’s strategy. We take care to assess this with formal and recorded questioning, which also helps to manage expectation on investment return. This profiling can be product specific or related to the clients overall portfolio.
We would be happy to provide a Risk assessment on your investments FREE of charge. Please contact Chris George on 020 7234 0789 or chris.george@macfinancial.co.uk